ECONOMY
MSMEs dealing in overseas e-commerce via courier eligible for EPM sops
- IBJ Bureau
- Mar 07, 2026
Micro, small and medium enterprises (MSMEs) with a proven track record of at least six months of exports through postal or courier channels and having inventory in overseas warehouses for e-commerce fulfilment will be eligible for credit assistance under the Rs 25,060-crore Export Promotion Mission (EPM), the Directorate General of Foreign Trade (DGFT) has said.
In February, the Commerce Ministry had announced credit facilities with interest subvention and partial credit guarantees to support exporters using digital channels.
The intervention, which is a part of the EPM, seeks to enhance access to working capital for MSMEs involved in international value chains through e-commerce, enabling them to manufacture goods in advance of anticipated demand and scale up their participation in global markets.
Under this scheme, credit guarantee cover will be available to banks for credit assistance extended by them in the form of cash credit, overdraft or other working capital facilities to eligible beneficiary entities in accordance with the parameters of coverage.
These facilities will also be supported through interest subvention with notified ceilings.
The intervention is being operationalised on a pilot basis through the Export-Import Bank of India (Exim Bank).
The DGFT has also issued guidelines for launch of support for emerging export opportunities under the mission.
The intervention will provide risk-sharing support for eligible trade finance transactions supported by banks.
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